There are different ways to pay online, but which should you choose, and what is the safest way to pay?
When you go through a shopping site’s checkout, you’ll be asked to choose how you’d like to pay. The most common options include:
An important part of online shopping is trust. Do you trust the website you’re buying from? If it’s a company you have a relationship with, such as your electricity or phone provider, then trust is not an issue. It’s OK to pay with any method because you know you can sort things out with the company if something goes wrong.
If you are buying from a website you’ve never dealt with before, it’s best to use credit card, or even better, PayPal. Credit cards and PayPal have a special kind of buyer protection, where you may receive a refund if things go wrong. Even if the website refuses to give you a refund, your credit card company or PayPal may still reverse the charges. That way, there’s less risk for you. PayPal has an added benefit – you don’t even need to give the site your credit card details. PayPal makes the purchase for you, then you pay PayPal.
Sometimes an online shopping experience goes bad. The goods don’t arrive, or the wrong goods arrive, or the product is faulty. Don’t panic, just follow these steps:
Shopping on the internet can be very safe. Exercise some common sense about who you give money to online, and take advantage of the protection offered by chargebacks, and it can be just as safe as traditional shopping.