How to pay online
Build your confidence by learning how to pay safely for items online. We look at the different methods you can use for paying online, including direct deposits and credit/debit cards. We will also introduce a very popular and common payment service called PayPal, and discover how this service can be used for safer online purchases.
Let's start with a short video on setting up a PayPal account. This video introduces Antonio, who is someone we will meet up with a few times in this topic. Today, we watch Antonio as he follows the step-by-step process to set up his PayPal account, ready for him to start buying goods online.
PayPal is one of the safest ways to pay and be paid online. It allows you to send and receive money without having to share personal financial details with the websites or individuals you shop with online. With PayPal, you don't pay someone or a shopping website directly. Rather, you pay PayPal and PayPal pays them. PayPal also has rules that help protect buyers and sellers. If you buy something with PayPal and it's damaged, incomplete, or not as described, PayPal can refund the cost of the item and the shipping cost. It doesn't cost anything to buy items with PayPal.
There are fees, however, if you sell items online and receive payment via PayPal. In this video, Antonio is going to set up a free PayPal account so he can buy and sell items online. To get started, he types paypal.com into his computer's web browser. He's using Chrome. In other browsers, the following steps may appear in a different order. When the PayPal website opens, he clicks the Sign Up button. He might be asked to take a short security test. This lets PayPal know that the account is being created by a real person, not a computer program pretending to be a person. Great, now Antonio can enter some personal details. He starts with his email address and mobile phone number, followed by his first and last name. He enters a password for his PayPal account, making sure that it's not one he's used before. He then types it again to confirm it.
For security, PayPal checks Antonio's mobile number by sending a one-time code to his phone. He carefully types the code into the computer to confirm the number belongs to him. Next, Antonio types his date of birth and home address. He reads the user agreement and when he's satisfied, clicks on the Agree and Create Account button. Antonio has now created his PayPal account, but must link a payment method before he can use it to shop online. This will be the account that pays for items he buys using PayPal. Antonio can link a bank account, credit or debit card. He chooses to link his debit card. He carefully types in his debit card details and once he's finished clicks on the Link Card button.
And that's it, Antonio has completed the set up of his new PayPal account. Now, whenever he buys or sells online, he can avoid sharing his financial details with shopping websites by choosing to pay or be paid using PayPal.